Getting a Mortgage might be easier than you think.

Some lenders over the last couple years have eased requirements to get mortgages, but most Americans still think getting a loan is very difficult, according to a survey released Tuesday by Wells Fargo Home Mortgage and Ipsos Public Affairs. The survey, which had about 2,000 respondents, found that 72% think it’s a good time to buy a home versus 68% in June 2014, the last time the survey was conducted. In April, 57% thought it would be very difficult to get a loan, against 61% last June. Battling potential home buyers’ perceptions about how open or shut the mortgage market is to them could be yet another barrier to home buying over coming years. Borrowers who might have tried and failed to get a loan a couple of years ago remain wary of re-approaching the market. In the past year, Wells Fargo and other lenders have eased many of the stringent requirements to get mortgages that they put in place after the crisis. Read more.

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